Advanced Wealth Planning
A successful financial future isn't built by making isolated financial decisions, it's built through a coordinated plan.
Advanced Wealth Planning
Every important financial decision has the potential to influence another. Investment management, retirement planning, tax strategies, insurance, estate planning, business succession are all interconnected. When considered independently, each has value. When thoughtfully coordinated, they become a comprehensive strategy designed to support your long-term goals.
At The Leyens Group, we call this Advanced Wealth Planning. Rather than treating each financial discipline as a separate service, we integrate them into one cohesive plan, helping ensure every decision supports the others and every strategy works toward a common purpose. The result is greater clarity, better coordination, and the confidence that comes from knowing your financial life is working together.
What is
Most
Important
to You?
The Process
Simplified
Discover
Every successful plan begins with understanding you. Through meaningful conversations, we work together to discover what matters most to you; your goals, values, priorities, concerns, and aspirations. Just as importantly, we help identify opportunities and objectives that may not yet be fully defined, creating a clearer picture of where you want to go.
Design
Once we've established a shared understanding of your goals, we design a comprehensive financial strategy tailored to your unique circumstances. Investments, retirement planning, tax strategies, insurance, estate planning, business planning, and other financial disciplines are thoughtfully coordinated into one integrated plan designed to support your long-term objectives.
Guide
A wealth plan isn't something that's created once and placed on a shelf. As life evolves, your plan should evolve with it. We provide ongoing guidance, monitoring, and advice to help you navigate changing markets, opportunities, and life events while keeping your financial decisions aligned with your long-term goals.
Areas of Planning
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Insurance & Risk Management
Considered the foundation of any plan, insurance and risk management help protect your family, your wealth, and your plan from life's uncertainties.
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Education & Major Goal Funding
Helping prepare for life's important milestones through thoughtful, goal-based wealth planning.
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Retirement Income Planning
Creating a sustainable income strategy designed to support the retirement you've envisioned.
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Business Succession Planning
Helping business owners prepare for successful transitions while protecting both family and business interests.
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Estate & Legacy Planning
Helping preserve your wealth and ensure it reflects your wishes for generations to come.
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Family Office
Coordinating the complex financial decisions that often accompany significant wealth, business ownership, and multi-generational families.
Insurance and Risk Management
A well designed wealth plan should be prepared for the unexpected. Protecting your family and the assets you've accumulated is just as important as growing them.
As an independent advisory firm, we are not limited to a single insurance company or product line. We evaluate your existing coverage, identify potential gaps, and recommend solutions from a broad network of highly rated insurance carriers based on your specific needs and objectives. Whether addressing life insurance, disability income or long-term care, every recommendation is made within the context of your overall wealth plan.
Some of the insurance companies we work with include but are not liminted to:
The Guardian
Massachusetts Mutual Life
Lincoln Financial
Principal Financial Group
Banner Life
John Hancock Life
Mutual of Omaha
Prudential Life
New York Life
Brighthouse Financial
Education & Goal Funding
Many of life's most meaningful goals require thoughtful financial preparation long before the need arises. Whether funding a child's education, purchasing a vacation home, supporting aging parents, helping future generations, or pursuing other significant life goals, planning ahead can create greater flexibility and more opportunities.
We work with families to prioritize competing financial objectives and develop strategies that help balance today's needs with tomorrow's aspirations. From education savings plans and gifting strategies to customized investment and funding solutions, our goal is to help ensure your financial resources support the people, experiences, and milestones that matter most.
Retirement Income Planning
Retirement income planning focuses on the most efficient way to draw down what you’ve spent a lifetime building up. Retirement is more than reaching a financial milestone, it's about creating the freedom to live life on your terms. Transitioning from accumulating wealth to drawing income requires thoughtful planning, balancing lifestyle goals with long-term sustainability while preparing for longevity and the possibility of living well into retirement.
We help clients coordinate investment portfolios, retirement accounts, Social Security, pensions, and other income sources into a comprehensive retirement income strategy. Creating additional guaranteed lifetime income solutions may also play an important role in helping reduce longevity risk and provide greater confidence that income will continue regardless of market conditions or how long retirement lasts.
Business Succession Planning
For many business owners, the business represents both a significant financial asset and a deeply personal legacy. Planning for ownership transitions requires balancing family dynamics, tax considerations, business continuity, and long-term financial security.
Whether preparing for retirement, transferring ownership to the next generation, or implementing buy-sell agreements, we help coordinate strategies and funding techniques that align business objectives with your family's broader financial plan.
Estate & Legacy Planning
Estate planning is about more than transferring assets. It's about protecting your family, preserving your legacy, and ensuring your wishes are carried out according to your intentions.
Working alongside your attorney, CPA, and other professional advisors, we help coordinate estate planning strategies that integrate with your overall wealth plan. This may include:
Trust planning, trustee and trust administration solutions.
Charitable giving strategies, donor-advised funds, charitable remainder trusts.
Business succession planning, and other advanced estate planning techniques designed to preserve wealth and support the people and causes most important to you.
Family Office Services
As financial lives become more complex, so do the responsibilities that accompany them. Family Office Services provide an additional level of coordination for individuals and families seeking comprehensive oversight of their financial affairs.
Working alongside a dedicated personal CFO team, we can provide concierge-level financial management services tailored to your family's needs. Services may include:
Household bookkeeping, bill payment, budgeting
Cash flow management, financial reporting
Business bookkeeping, payroll coordination
Lending solutions
And ongoing collaboration with your professional advisors.
The result is greater organization, clearer financial insight, and more informed decision-making, allowing you to spend less time managing finances and more time focusing on your family, business, and the opportunities ahead.